Privacy Policy

Last Updated May 10th, 2013

Welcome to www.theloancrusader.co.uk (hereinafter "Company"). This Privacy Policy is an Agreement between Company and You (hereinafter "You" and/or "Your")-as the user of this website (hereinafter "Site") and Company's services-and governs Company's collection, use, and protection of the information collected from You on this Site.
Please be sure to read this Agreement in its entirety before registering for Company's services.
By registering for Company's services You acknowledge You have read, understand, and agree without limitation or qualification to be legally bound by this Privacy Policy and Company's Terms & Conditions of Use.
If You do not agree to these terms, do not register for Company's services.

Collection of Information

Company collects information about You by and through Your access to and use of this Site and Your use of Company's loan matching services ("Company's services"). This Privacy Policy applies to all such information, howsoever collected. Information collected by and through Your access to and use of this Site may include-without limitation-Your Internet Protocol address; browser type; operating system type; location information; date and time of access and use; and Internet Service Provider. Information collected by Company by and through Your access to and use of this Site is collected irrespective of whether You submit information to register for Company's services.
Other information is collected by Company by and through Your use of Company's services. Such information may include-without limitation-Your name; loan amount; date of birth; personal email address; home address; residential status; length at residence; home, work, and/or mobile telephone number; income source; employer name and industry (if applicable); pay frequency; next pay date and pay date after next; length employed; monthly net income; bank name; bank account number; bank sort code; direct deposit; length with bank; and, debit card. Any use of Company's services is entirely voluntary. You are not required to provide this information to Company unless You choose to register for Company's services. If You choose not to provide such information to Company, You will not be able to access or use Company's services where such information is required.
The information collected by and through Your access to and use of this Site and Your use of Company's services may be transferred to other countries outside the United Kingdom, but only to countries within the European Economic Area and countries or territories outside of the European Economic Area that ensure an adequate level of protection for Your rights and freedoms in relation to the processing of Your personal data.

Cookies

This Site employs the use of Cookies to enhance Your user experience. Cookies are data sent to Your computer when You visit a website. Cookies allow this Site to recognise Your browser type and store Your preferences. Cookies help Company analyse traffic on this Site to better understand visitor behaviour and other activity. Cookies, by themselves, do not provide Company with sensitive data. You can disable Cookies through the settings on Your Internet browser. However, if You disable Cookies, You may not be able to access or use certain features of this Site or Company's services. Company has no access to or control over third party Cookies technology.

Use & Sharing of Information

Broadly speaking, the information collected by and through Your access to and use of this Site and Your use of Company's services will be used to assist You with Your payday loan inquiry, to fulfil Your payday loan request, and to share with You offers and promotions or information about additional products or services. Such information may also be used for other purposes for which You have given Your permission, to prevent fraud, or as otherwise permitted by law. To those ends, You expressly authorise Company to share the information collected by and through Your access to and use of this Site and Your use of Company's services with trusted lenders and affiliates (that perform certain services on Company's behalf) that are bound by contract to maintain the security and integrity of Your information and to use it only as permitted by Company. Furthermore, You expressly authorise such trusted lenders and affiliates to use the information collected by and through Your access to and use of this Site and Your use of Company's services in the same way as Company is authorised and to the effectuate the purposes of Company's services and Your payday loan inquiry.
Trusted lenders may use the information collected by and through Your access to and use of this Site and Your use of Company's services as necessary to process Your payday loan inquiry. You understand and expressly authorise such trusted lenders to contact You via telephone (including by automated dialing and/or pre-recorded or artificial voice and notwithstanding that Your contact information may be listed on a Do-Not-Contact registry or the like) to assist You with Your payday loan inquiry.
Company reserves the right to share the information collected by and through Your access to and use of this Site and Your use of Company's services: (a) where required by law, warrant, subpoena, or legal process or requested by a court of competent jurisdiction, governmental authority, or quasi-governmental authority; (b) in the event of Company's bankruptcy, or if Company is sold or acquired; (c) where You are in violation of this Privacy Policy or the Terms & Conditions of Use; (d) to prevent, address, or remedy fraud, security, or technical issues, which necessarily may include-without limitation-the exchange of such information with trusted third parties for fraud prevention purposes; (e) to improve the design and content of this Site; or, (f) where Company determines such disclosure is necessary to protect the rights of Company and/or a third party, or to shield Company from liability of any kind.

Marketing

As part of the process of registering for Company's services, Company asks You whether You authorise SMS-based offers and promotions or consent to receiving information about additional products and services by telephone, post, or email. If You authorise SMS-based offers and promotions, You do so with the understanding that message and data rates may apply and You represent and warrant that you are eighteen (18) years of age or older, that You own or are authorised to use the mobile device to which SMS-based offers and promotions will be sent, and that You are authorised to approve any applicable charges. If You consent to receiving information about additional products by telephone or mobile device, You do so with the understanding that contact may be made by automated dialing and that the information may be communicated by a pre-recorded or artificial voice. If You authorise SMS-based offers and promotions or consent to receiving information about additional products and services by telephone, post, or email, You authorise or consent to such marketing notwithstanding that Your information may be listed on a Do-Not-Contact registry, suppression list, or the like.
Should You no longer wish to receive SMS-based offers and promotions or information about additional products and services by telephone, post, or email from Company, You must write to Company directly via certified mail to Rightleads.co.uk Limited, David Elliot Associates, Manchester Business Park, Aviator Way, Manchester, M22 5TG or email to admin@theloancrusader.co.uk , or You must follow the instructions in the message itself. You may continue to receive SMS-based offers and promotions or information about additional products and services by telephone, post, or email from third parties with which You are already subscribed. Company is not responsible for stopping all unwanted communications from sources beyond Company's control.

Security of Information

Company employs a series of physical and electronic security measures and procedures to safeguard the security and integrity of Your personal information from unauthorised access, use, destruction, or disclosure-both online and offline. For example, Company has managerial security measures in place wherein access to and use of Your personal information is limited. As for technical security measures, Company secures data transmission with Secure Socket Layer (SSL) encryption software, limits access to data storage with password protection, and stores data on secure servers and computers.
Please note that although Company takes all reasonable precautions to protect Your data, no data storage or data transmission's security is guaranteed. Accordingly, Company cannot, and does not, represent, warrant, or guarantee the complete security of any data storage or data transmission. You understand and expressly agree that Your access to and use of this Site and Your use of Company's services is done at Your own risk.
In the event of any known data security breach, Company will notify You and relevant authorities as may be required by applicable law. Such notice to You may be in the form of email. Be advised that notice to You may be delayed to address the needs of law enforcement, to determine the scope of the breach, or to employ certain remedial measures.

Access to Personal Information

Company retains Your information as needed to perform Company's services, to comply with Company's legal obligations, to resolve disputes, and to enforce Company's agreements. You have the right to request a copy of the information Company holds about You. You may also update or delete the information Company holds about You. If You would like a copy of some or all of the information Company holds about You, or if You wish to update or delete the information Company holds about You, please communicate Your request to Company via certified mail to Rightleads.co.uk Limited, David Elliot Associates, Manchester Business Park, Aviator Way, Manchester, M22 5TG or via email to admin@theloancrusader.co.uk .

Third Party Links

This Site may contain links to third party websites. This Privacy Policy applies solely to this Site. Company is not responsible for the privacy policies and methods of third party websites. You are encouraged to be aware when You leave this Site and to read the privacy policy of each site you visit.

Children's Privacy

You must be eighteen (18) years of age or older to register for Company's services. Children under the age of eighteen (18) are strictly forbidden from registering for Company's services. Company does not knowingly collect, use, or share any information from children under the age of eighteen (18). If Company becomes aware that information regarding a child under the age of eighteen (18) has been inadvertently collected at this Site, Company will make reasonable efforts to delete it from Company's records.

Modification

Company reserves the right to modify this Privacy Policy or any additional terms that apply to this Site or Company's services. Company will post notice of any such modifications to this Privacy Policy in a clear and conspicuous manner to this Privacy Policy, the Company homepage, or any other place Company may deem appropriate. Any such modifications shall take effect immediately. If You do not agree to any such modifications, do not use this Site or Company's services.

Headings

The headings for sections contained herein are for convenience only and shall not affect the meaning of the provisions of this Privacy Policy.

Company's Contact Information

Comments, questions, or concerns about this Privacy Policy or Company's privacy practices may be directed to Company via certified mail to Rightleads.co.uk Limited, David Elliot Associates, Manchester Business Park, Aviator Way, Manchester, M22 5TG; or via email to admin@theloancrusader.co.uk.